Technology Moves Fast. Your Insurance Options Should Too
Meet the Supercharged Engine to Lower Your Premiums
Our tech-driven platform provides access to a network of 120+ carriers who want to win your business at the most competitive rate available. Experience a transformative tool at the intersection of AI and property insurance technology tailored to your specific needs.
We give the nation's largest network of A+ rated insurance carriers major reasons to lower your premiums. One application reaches hundreds of major carriers, and our competitive bidding process ensures you get the best coverage at the best rates available.
The best part? Our service is completely free. No credit cards, no subscriptions, no BS.
Learn MoreWe Enable Your Reach
We help businesses and individuals receive the most competitive and comprehensive insurance solutions available. Our streamlined user interface allows real-time monitoring of your application status through our leading network of 120+ carriers who actively review your submission and engage in the competitive bidding process. We then identify the top 3-5 proposals and connect you directly with the top provider.
Our job is helping you find the most comprehensive coverage, at the most competitive rate available, the first time. To get started, click on the option that best describes you.
Our Areas of Expertise
Commercial Property & General Liability
Residential Homeowners Insurance
Empower
Your Options
Start My ApplicationDid You Know: The U.S. has over 120 property & casualty insurance carriers with 15+ newly admitted since 2024. How many quotes have you received from your broker?
Traditional Brokers vs. Exigent Insurance
We provide a 'one-stop' streamlined service that documents all of your business and property characteristics to demonstrate lowered risk to every carrier in our network.
We then "go to bat" for our clients and give insurers major reasons to lower their premiums. After dozens of top providers review your RFP, we narrow it down to the top 3-5 that provide the coverage you need, at the most competitive rate available.
The Exigent Insurance Network
One application. The nation's leading insurance network.
Instead of calling carrier after carrier, let our network do the work. We shop your business across hundreds of top-rated insurers to find the best coverage and pricing for your unique needs.
- Access to 120+ A-rated national and regional carriers
- Proposal evaluation with a team of industry experts
- Workers' comp, general liability, and group health plans
- No-cost, no-obligation quotes from licensed agents
- Dedicated account manager from quote to renewal
- Ongoing compliance and claims support year-round
By the Numbers
Trusted by businesses nationwide
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Years of insurance expertise
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Clients served nationwide
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Client retention rate
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Average cost savings
Meet the Team
Real people, dedicated to your success
When you work with us, you get a dedicated team of certified insurance professionals who know your business by name.
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Michael Reed
Founder & CEO
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Sarah Lawson
VP, Client Services
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David Coleman
Director of Benefits
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Emily Torres
Senior Insurance Consultant
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James Park
Insurance Specialist
Client Stories
Measurable results, delivered
Exigent Insurance completely transformed how we handle coverage. We cut our benefits costs significantly and got hours back every week.
Karen Mitchell
Owner, Mitchell Manufacturing
The team found us better coverage at a lower rate in a single afternoon. I wish we had switched years ago. Truly a game changer for our business.
Robert Sanchez
CFO, Sanchez Logistics
Having a dedicated insurance expert on call has been incredible. They handle compliance so we can focus on growing the company.
Lisa Donovan
Director, Bright Path Clinics
Support
Frequently asked questions
Exigent Insurance is a strategic insurance partner that shops your business across a nationwide network of 120+ A-rated carriers. We leverage competitive bidding to drive down your rates, then provide a free, expert-led review of your options — at zero additional cost to you.
By registering here you gain access to a team of dedicated account executives who streamline the entire process at no cost. This includes a free cost-benefit analysis of your current coverage so you know exactly what to ask for and what to expect.
Our consultation service is completely free. Once our team finds the best solution for your needs, we collect a fee from the carrier — never added to your cost. Think of us as a buyer's agent who advocates and negotiates on your behalf.
Imagine your most critical coverage streamlined under one roof and one point of contact. After we identify your specific needs, our experts leverage a nationwide network to get you the best coverage at the best rates — the first time.
Click any 'Free Analysis' button to start your registration, and a member of our team will be in touch shortly with a no-obligation review of your options.
Get in Touch
Find out how much you could save
Request a free, no-obligation business analysis. Our insurance experts will review your current setup and show you exactly where you can cut costs and reduce risk.
- Telephone877-882-7225
- Emailinfo@exigentinsurance.com
- Office260 1st Avenue South, Suite 200 · St. Petersburg, FL 33701