Industries We Serve
Safeguarding Every Square Foot
Programs for owners, investors, and managers of residential, commercial, and mixed-use portfolios.
Real Estate & Property Management
Whether you hold a single asset or manage a national portfolio, property values and tenant expectations keep rising while carriers tighten terms. We help owners and managers place resilient property and liability coverage, control loss costs, and keep capital working instead of tied up in avoidable premium.
Key Exposures in Real Estate & Property Management
- Catastrophe and Weather Exposure:
- Wind, flood, wildfire, and hail losses are reshaping property markets and pricing.
- Premises Liability:
- Slip-and-fall, habitability, and security claims from tenants and visitors drive frequent litigation.
- Rising Replacement Costs:
- Inflation and code upgrades can leave properties underinsured against a total loss.
- Tenant and Lease Risk:
- Gaps in tenant coverage and insufficient lease requirements shift liability back to the owner.
- Business Income Interruption:
- A covered loss that displaces tenants can halt rental income for months.
How We Structure Your Coverage
- Portfolio-Wide Property Placement:
- Blanket and scheduled limits that reflect accurate replacement values across every location.
- Layered Catastrophe Coverage:
- Structured programs combining admitted and surplus markets for hard-to-place perils.
- Loss-of-Rents and Business Income:
- Income protection that keeps cash flowing while a damaged property is restored.
- Lease and Tenant Compliance Review:
- Guidance on insurance requirements and tracking so tenants carry their fair share of risk.
Exigent's AI-driven platform puts your submission in front of the nation's leading carrier network and runs a competitive bidding process on your behalf — so real estate & property management organizations achieve the lowest risk-adjusted premium available. Put our technology to work for you at no cost.